“Mag-open pa kayo ng joint account, magbe-break din naman kayo”, yan ang puna ng nakararami kay Charie Elaine Gemao at sa kanyang kasintahan matapos silang magbukas ng joint saving account sa banko.
Mula sa isang Facebook post, ibinahagi ni Charie ang dahilan kung bakit siya at ang kanyang kasintahan ay nag-open ng joint bank account.
Ayon kay Charie, dalawang buwan pa lamang silang nagde-date ng kanyang kasintahan noong mapagdesisyunan nilang magbukas ng joint account dahil lagi daw nilang napag-uusapan ang mga bagay tungkol sa finances, negosyo, at mga layunin at pangarap nila sa buhay.
“Goal namin before is to grow. Not just in the relationship but in wealth, as well”.
Aniya, hindi nila ginugugol ang kanilang oras para pag-usapan ang ibang tao o mga ‘selos- selos’ sapagkat maaga nilang na overcome ang mga bagay na ito, at kapag nagkakaroon raw sila ng mga deep talks, ang madalas raw nilang nagiging topic ay, “How can we build this? How can we improve that? Madalas about sa future”.
Dagdag pa ni Charie, kaya daw siguro natupad ang karamihan sa kanyang pangarap ay dahil na rin sa kanyang kabiyak na laging sumusuporta sa mga goals niya, isang taong handang makinig at maniwala sa kanya.
“Hindi lang yon, para na rin siyang mentor ko kasi, he always gives his unbiased and expert advised whenever I have to make a decision and I'm in the process of discerning”.
Ayon pa kay Charie, mahirap pumasok sa isang relasyon kapag ikaw lang ang goal-driven, at lalong mas mahirap pa kapag magkaiba kayo ng values at paniniwala sa buhay.
“Kaya maaga pa lang, nag-uumpisa pa lang kami, we are never afraid to talk about our fears, our beliefs, our attitude around money”.
At ngayon, nagmamay-ari na si Charie at ang kanyang kasintahan ng isang maliit na negosyo.
“And that’s how we build our empire slowly, with trust in each other and of course kay God. Walang inggit, walang pagmamataasan. Tulungan at hilaan lang pataas”.
“So, if you're in a relationship right now, I hope you can talk about these things na hindi nauuwi sa away. Know and accept each other's beliefs and values around money. Or if you're single and in the process of discerning for a partner, put this in your list of non-negotiables. Better din na kilalanin mo muna talaga sarili mo, lalo na sa aspect na to. Trust me, CHOOSING YOUR PARTNER IS ONE OF THE MOST IMPORTANT INVESTMENT YOU WILL HAVE IN YOUR LIFE”. Ani ni Charie sa pagtatapos ng kanyang Facebook post.
Basahin ang kanyang buong kwento:
"Mag open pa kayo ng joint account, magb-break din naman kayo."
These are the words we got when we told some people we are opening a joint savings account.
Yes, two months pa lang kami nagd-date non and we opened an account together.
Because we always talk about goals, dreams, businesses, and all. We also talk about finances.
Goal namin before is to grow.
Not just in the relationship but in wealth, as well.
Advance ba? Hindi siguro. We're really just on the same page, same values and same goals.
We both want to have a business.
We both want to be secured for our future.
We both want to have investments.
We both want to be overflowing with blessings so we can bless and help other people.
We never spend our time talking about other people or mga selos selos. Maaga namin siya naovercome. Siguro kasi by that time, we are both filled with so much self love.
When we have conversation or deep talk, madalas na nagiging topic namin is "how can we build this, how can we improve that?" Madalas about sa future.
Palagi naming iniisip paano ba yung ganitong negosyo. Paano ba yung ganito. Paano matutulungan sa future si ganito.
Kaya siguro most of my dreams, I was able to reach it is because I have not just a boyfriend but a partner who always listens to me, believes in me, and supports my goal whatever it is.
Hindi lang yon, para na rin siyang mentor ko kasi he always give his unbiased and expert advise whenever I have to make a decision and I'm in the process of discerning.
Things that I prayed for a man.
Hello? Ang hirap kaya kapag ikaw lang yung goal-driven sa relationship.
Mas lalong mahirap pag magkaiba kayo ng values and beliefs.
Mahirap din kapag yung lalaki is intimidated by a strong personality.
Pinakamahirap if you both have different perspective on finances. Kasi truth to be told, money issues is one of the toxic issues in a relationship.
Kaya mahalagang pag usapan.
Kaya maaga pa lang, nag uumpisa pa lang kami, we are never afraid to talk about our fears, our beliefs, our attitude around money.
We are both open about our finances and debts and investments.
Pera niya. Pera niya.
Pera ko. Pera ko.
But we both share our blessings not just to us but to our families.
Sa tuwing lalabas kami at kakain, we always make sure we bring something home.
Walang issue sinong may sagot ng date because we both know na kapag may pera kami, we always give. Hindi calculated kung magkano ba ang ginastos kasi for us, it's worth it.
Naalala ko pa when he said to me "I don't mind spending kasi sa tamang tao naman napupunta."
And that's how we build our empire slowly.
With trust in each other and of course, kay God.
And now,
We run our small businesses.
And we are both pursuing our dream career/passion.
Walang inggit. Walang pagmamataasan.
Tulungan at hilaan lang pataas.
And building wealth with my boyfriend allowed us to have a healthy relationship, too.
Kesa sa nauubos yung oras namin on petty things. We always discuss and act upon on things that can make us wealthy.
So if you're in a relationship right now, I hope you can talk about these things na hindi nauuwi sa away. Know and accept each other's beliefs and values around money.
Or if you're single and in the process of discerning for a partner, put this in your list of non negotiables. Better din na kilalanin mo muna talaga sarili mo, lalo na sa aspect na to.
Trust me, choosing your partner is one of the most important investment you will have in your life.
So choose wisely.
Yours truly,
Charie G
